Yes, that's what my life is at the moment--and I have yet to figure out how to make lemonade. One setback concerns my wheat field, which my contractor refuses to farm any more. No other farmer in the area will to take it on, either: because of climate change, the harvest is increasingly marginal. Henceforth, I'm looking at zero income from this investment. The land will lie fallow. 

My California sons, too, are down in the dumps, worried that they and their spouses may be laid off. I'd hoped t...
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